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Dollar to Naira Rate Today

Live CBN official rate and parallel market (aboki) rate — side by side, updated daily. Convert USD, GBP, EUR and CAD instantly.

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CBN Official Rate
₦—
per 1 USD
Parallel Market (Aboki)
₦—
per 1 USD
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Quick Reference

USD to Nigerian Naira — Common Amounts

Live rates for typical amounts. CBN official and parallel market.

Amount (USD) CBN Official (₦) Parallel Market (₦)
$50₦79,500₦84,668
$100₦159,000₦169,335
$200₦318,000₦338,670
$500₦795,000₦846,675
$1000₦1,590,000₦1,693,350
$2000₦3,180,000₦3,386,700
$5000₦7,950,000₦8,466,750

Dollar to Naira Exchange Rate Today — CBN, Parallel Market & Black Market Guide

The dollar to naira exchange rate today exists in two versions: the official CBN rate set through the NAFEM window, and the parallel market rate — also called the aboki rate or black market rate — which is what Bureau De Change operators in Lagos and Abuja actually trade at.

What Is the Aboki Rate Today?

The aboki rate is the dollar to naira rate traded informally by BDC operators. It reflects real-world supply and demand when official banking channels fall short. It is typically 5–10% above the CBN official rate since the 2023 reforms.

Why There Are Two Rates

Nigeria's forex market has had a parallel rate for decades because official channels cannot always meet demand. Since the June 2023 CBN forex unification, the gap has narrowed from over 60% to 5–10%, but it persists because many Nigerians still cannot access the CBN rate through banks without extensive documentation.

What the 2023 Reform Means for the Diaspora

The naira fell sharply in 2023 and stabilised through 2025–2026 in the ₦1,350–₦1,430 range. For the diaspora, this means remittances convert to significantly more naira than before 2023. See our naira history page for the full picture.

How to Get the Best Rate

If you're sending money to Nigeria, your provider determines the rate you get. Lemfi and Wise give rates within 1% of CBN with minimal fees. Traditional bank wires apply 4–8% markups on top of $25–$45 in fees. Use our remittance calculator to compare exactly how much naira your family receives.


Frequently Asked Questions

Questions about the dollar to naira rate, aboki rate and black market

What is the dollar to naira rate today?
The dollar to naira rate today has two values: the official CBN rate (used by banks) and the parallel market rate (used by Bureau De Change operators). See the live rates at the top of this page — updated daily.
What is the aboki rate today?
The aboki rate (parallel market or black market rate) is what Bureau De Change operators outside formal banking channels trade at — typically 5–10% above the CBN official rate. See the live aboki rate in the yellow box above.
What is the dollar to naira black market rate today?
The black market rate is the parallel market rate traded informally by BDC operators in Lagos, Abuja and other cities. It is typically 5–10% above the CBN NAFEM rate. The current estimate is shown at the top of this page.
Why is the black market rate higher than the CBN rate?
The parallel rate is higher because demand for dollars exceeds what official banks can supply. BDC operators source dollars informally and charge a premium — typically 5–10% above the CBN rate since the 2023 reforms.
How much is 100 dollars in naira today?
At current rates, $100 USD converts to approximately ₦138,000–₦147,000 depending on whether you use the CBN or parallel market rate. Use the live calculator above for the exact figure.
What is the best way to send money to Nigeria?
Lemfi and Grey Finance offer rates closest to the CBN official rate with zero fees. Wise is transparent. Avoid traditional bank wires — their spreads cost 10–20% more. Use our remittance calculator to compare.
Will the naira exchange rate improve in 2026?
Most analysts expect the naira to remain broadly stable in 2026 as oil revenues recover and CBN maintains tighter monetary policy. See our naira history page for the full trend.

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